Medicare Advantage Will Get Hit With Health Care Reform

Since even before Medicare was passed in 1965 its been a source of frustration and intense debate from The Hill to Main Street. From concierge doctors to family physicians, politicians and family gatherings, health care reform is still a tough subject to grasp.

While Andy Griffith is currently appearing in television ads explaining Medicare changes to seniors, and the White House is praising its upcoming health care overhaul, the facts of how Medicare will change still remain a bit fuzzy.

1965. A lot of good things came out that year, like Medicare. This year, like always, we’ll have our guaranteed benefits and, with the new health care law, more good things are coming. Free checkups. Lower prescription costs and better ways to protect us and Medicare from fraud. See what else is new. I think you’re gonna like it, says Andy Griffith in his new TV ad. (Time.com) Seems to be pretty simply and explanatory, right? In reality, its a little more complicated.

Time.com states that Medicare Advantage, will in fact be greatly affected by health care reform, causing many seniors who have Medicare Advantage plans to lose fringe benefits that are not required by law. According to the Wall Street Journal, dozens of Medicare Advantage providers plan to cut back vision, dental and prescription benefits. Some plans are eliminating free teeth cleanings and gym memberships, and raising fees for hearing aids, eye glasses and emergency-room visits.

Medicare Advantage plans will take the biggest hit when the health care overhaul starts to take effect next month, mainly because Medicare Advantage plans are privately run plans that offer additional benefits beyond traditional Medicare. Obamas health care overhaul cuts to Medicare Advantage will open up the doors for 30 million Americans who currently dont have health insurance c overage. By taking some funding away from Medicare Advantage, money can be put towards those 30 million uninsured.

Democrats say the payment cuts are fair because Medicare overpays private insurers to run the plans. The government now pays private insurance companies an average of 9% more to operate the plans than it costs the government to run traditional Medicare, according to the Medicare Payment Advisory Commission, an independent congressional agency. That allows insurers to offer richer benefits to enrollees. (Wall Street Journal Online)

As for standard Medicare plans, they will not change, a common misconception among seniors according to Time.com. In a July poll, 50% of seniors believed health care reform would cut benefits that were previously provided to all people on Medicare, and that Medicare patients will have to spend more out of their own pocket. The reality is that while Medicare Advantage will change dramatically, standard Medicare will not, according to Time.com.

The law requires Medicare to pay 100% of preventive care, which includes checkups. The law will also gradually close the Medicare prescription drug gap known as the doughnut hole.

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Health care in Haiti a battered system is dealt another blow

When a powerful earthquake struck Haiti on Tuesday, many of those injured by collapsed buildings lay in the streets pleading for help. Even for those with open fractures and head injuries, there was little else they could do.

Haiti is not prepared to handle disaster.

By every measure, it’s the poorest country in the Western hemisphere and it has a health care system to match.

There have been improvements in overall life expectancy and infant mortality, and vaccination programs have helped largely eradicate some diseases like polio, but the country remains desperate for affordable health services. What few services existed declined in the last two decades because of political instability.

The country spends less than $85 per person on health care every year, and much of what is actually delivered is done by a patchwork of agencies from around the world.

Haiti has a public health crisis, according to Mdecins Sans Frontires (MSF)/Doctors Without Borders, one of several foreign medical aid groups that operate free emergency health services in the country. MSF’s own clinics are often overwhelmed by people who can’t afford to pay for private care. Public hospitals and clinics are plagued by management problems and shortages of medications, says the organization.

“The reality of what we are seeing is severe traumas, head wounds, crushed limbs, severe problems that cannot be dealt with with the level of medical care we currently have available with no infrastructure really to support it,” said Paul McPhun, operations manager for the group’s Canadian section. The country’s health indicators are grim. The average life expectancy is about 52, and Haiti has the highest infant and maternal mortality rates in the region.

More than 138,000 children under five die of preventable diseases every year, and women routinely die terrible deaths in childbirth because they live too far away from medical help, in rural areas without services or simply can’t afford to pay for services.

UNICEF says that out of every 100,000 live births, 670 women died of pregnancy-related causes in 2006. That’s five times the Latin American average.

Diarrhea, respiratory infections, malaria, tuberculosis and HIV/AIDS are leading causes of death. There is poor sanitation and increasing malnutrition, brought on by growing poverty.

In rural areas, only 14 per cent of residents have adequate sanitation, and most rural Haitians lack even basic health care services.

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Healthcare Law Means Changes For Nurse Management Jobs

A good example of the burdensome regulations applies directly to nurse management jobs. There is a provision in the law requiring medical facilities to allow breaks for employees who are also nursing mothers, in order to allow them time to express milk. For a nurse manager this presents a whole new set of problems.

For instance, the law states breaks must be “reasonable” in terms of length. But who decides what “reasonable” is? If one nursing mother can express her milk in 15 minutes while another takes 30, there will be questions about fairness and equal time. Then there’s the question of workers who have babies brought to the workplace to nurse rather than expressing milk and putting it in the refrigerator.

Just this one little regulation is already causing a lot of headaches for nurse managers. It provides further evidence that the health care overhaul is not all it’s cracked up to be.

Nurse Management Jobs Still Worthwhile

Despite the changes in the healthcare regulations, don’t be discouraged if you want to get into the healthcare field. Nurse management jobs are still very attractive for a variety of reasons. They offer excellent pay, a good working environment, and room for professional advancement.

Furthermore, working as a nurse manager brings with it a measure of personal satisfaction by being able to help make the lives of patients better. By your willingness to put your best foot forward your nursing staff will be encouraged to do the same and your patients will benefit.

You and Your Staff

To excel as a nurse manager requires a way of thinking that’s slightly different from what you did as an active floor nurse. In other words, before moving into management your primary focus was your patients. As a nurse manager you’re still focused on patient care, but you’re more focused on your staff as the vehicle to provide that care.

Nurse management jobs are therefore more about encouraging the success of your staff. When you’re nurses are doing well, so will your patients. When your nurses are not performing up to standards patient care will suffer.

Nurse Managers also have the added responsibility of representing their staff before upper management and other members of the healthcare team. This requires a certain amount advocacy which some nurse managers find difficult. Nonetheless, it’s part of building a solid team.

In the United States there is currently a significant shortage of nurses and nurse managers. There are nurse management jobs available in big cities, small towns, and through temporary staffing agencies. If you’re qualified and want to work, it’s out there for the taking.

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Benefit yourself with unique and affordable healthcare programs

Unfortunately, these days most of the people are not able to afford the high cost of medical treatment. The cost of hospitals, medicines, doctors and treatments are very high. Even with insurance, the cost and issues dealing with the insurance companies, filing claims and navigating confusing policies can be a headache in itself. There are companies that can provide you with headache free, affordable insurance while still maintaining an excellent level of coverage.

Are you looking for one of the best credentialed providers that offer excellent healthcare programs? If so, then NBBI (National Benefit Builders, Inc) is your answer. NBBI is a wholesale benefits marketing company and specialize in providing unique healthcare saving programs.

This company is founded by Kevin Faherty and his expert team in 1991. Kevin Faherty of NJ is the CEO of NBBI. He was also the past president of Mutually Preferred PPO network in New Jersey and Group Insurance Association of New York. Kevin has been in the health insurance business for more than 39 years and also spent 17 years as the manager of underwriting for group life and health in New York.

Drawing on their decades of knowledge and experience, Kevin Faherty and his team offer a wide variety of value-added programs for various markets including Employers & Employees, Insurance Carriers & Managed Care Organizations, individuals, Associations & Affinity groups, Unions & Labor organizations, Financial Institutions, Credit units and much more.

The NBBI suite of programs and products is uniquely designed to provide maximum savings, affordable and comprehensive value-added benefits for both underinsured and uninsured. They designed their products to be utilized as direct to employee, consumer and affinity platforms that requires little or no administration. Some of their main products include AmeriDoc, Lifestyle Benefits, Discount Medical, Discount Dental, International Healthcare, HealthAfford and much more.

They are for-profit company and have got an A+ rating from BBB ( Better Business Bureau). They also provide Community assistance and outreach programs. Their main goal is making healthcare more affordable to the public.

The company also leases its networks to marketing insurance companies, organizations and TPA (third party administrators) on a wholesale basis. Kevin Faherty of New Jersey and his team believe in doing fair business. They actively monitor their clients’ website to ensure that their clients promoting and marketing their networks honestly.

To learn more about these excellent programs, you can either call or visit their website.

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Several Healthy Lifestyle Changes For Dieting

Everyone possesses the power to make positive, healthy lifestyle adjustments. Whenever sticking to a best weight loss plan making those healthy and positive lifestyle modifications will be a lot simpler. A couple changes are decreasing anxiety, acquiring enough sleep as well as consuming nourishing foods.

Tension results in extra fat in many manners. The first scenario includes raising levels of cortisol which will slow down the metabolism. When metabolic rate slows a human body will burn fewer food calories. Therefore, if people do not minimize caloric intake, then body fat is added.

One more way stress results in extra fat is people generally stuff themselves when stressed. People usually crave food products whenever stressed. These foods are generally not healthy. As opposed to healthy veggies and fruits, people crave salty, sugary and fatty products such as candy bars, ice cream and potato chips. These kinds of food items are high in damaging ingredients which lead to excessive weight.

Luckily, there are positive and healthy lifestyle adjustments people can add which assist in lowering tension. These healthy and positive lifestyle changes are laughter, yoga, martial arts and listening to music. These types of stress relieving strategies help people control anxiety. As soon as people can cope with stress, eliminating weight is simpler.

One more positive and healthy lifestyle adjustment people may add to daily routines is getting plenty of sleep. Getting adequate sleep will allow the human body to properly process food products rather than these food products turning into fat. In addition, whenever the human body acquires enough sleep damaged cell membranes can be repaired.

Studies have proven a link involving sleep deficiency and body weight. Whenever a person does not get plenty of sleep more foods are usually consumed during their day. Hence, people should attempt to sleep seven or eight hours each night. Plus, the room should be completely dark with no sounds.

The last positive, healthy lifestyle change a person might implement within daily routines is consuming nutritionally sound food items. When following a best weight loss plan eating healthy foods will be easy. Healthy foods have many nutrients a body must have whereas unhealthy food products have substances the body cannot digest. If a human body is unable to break down food products, these kinds of food products change into fat.

Implementing positive, healthy lifestyle changes is a breeze having proper guidance. Decreasing tension, obtaining enough sleep plus consuming nutritious food products are only a few healthy, positive lifestyle adjustments a person may want to add to everyday routines. Whenever using a person’s best weight loss plan dropping pounds is less difficult than people might think.

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Definition Of Healthy Skin

Let me explain what healthy skin in simple words. Healthy skin is smooth, soft, evenly tonedin short, beautiful! How is this logical? Let us use an analogy. Youll know when youre sick when you dont feel well, you look pale and your skin feels clammy, right? Well, just like any other form of illness, it manifests itself in irregularities in your feeling and physical appearancejust like someone with Hepatatis has a yellowish complexion. And so, unhealthy skin can be defined by its rough texture, abnormal coloration (I say abnormal because each persons tone of complexion varies), dryness and oiliness, and skin that is inappropriate for your age. For instance, youre just in your twenties and yet you have wrinkles like youre in your fourties.

So, in contrast to what an unhealthy skin is, a healthy skin is smooth, soft, evenly toned and appropriate for natural aging. It makes sense, right? And whats most important is that these external factors symbolize that your skin is functioning properly in that it protects your body from the sometimes unkind effects of the environment, prevents harmful germs and bacteria from penetrating your body, and preserves the skins natural waterproof property.

So, knowing that a beautiful skin equals a healthy skin, let me give you just one very important word of advice that is essential in keeping your skin healthy and beautiful. Regulate your skins exposure to the sun. as you all know, sunlight contains harmful, and sometimes even fatal, UV rays that causes premature skin aging and skin cancer. It is your skins number one enemy. It not only makes you sweat, which bleeds your skin of the water it needs to function normally, but too much exposure also causes the appearance of wrinkles, age spots, and skin cancer.

So, if you want to maintain your healthy skin, use precautions when you know youre going to be exposed to the suns hot rays for a long period of time. Make it a habit to apply sunscreen before going out. And since the US is home to Caucasians who love to tan, I recommend that you use sunless tanning lotions and indoor tanningthe spray-on ones and not the ones that use tanning beds and lamps as the World Health Organization (WHO) has already labeled these tanning equipment as carcinogenic.

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Earn A Healthy Lifestyle With A Balanced Diet

Whatever we eat affects our body. Our daily eating habits decide general condition of our body and mind. To keep our body salubrious and energetic we must focus on the right amount of nutrition that our body needs. Definitely, a balanced diet gives you a healthy life. But what does it contain?

A healthy balanced diet contains all the essential components for better health. Carbohydrates, mineral salts, fats, fiber, vitamins and proteins altogether make a healthy balanced diet. These components are consumed in the form of fruits, vegetables, cereals, minerals and water. Missing any component can disturb your healthy lifestyle.

How these components bestow you with better health:

Carbohydrates: Carbohydrates provide energy to our body. Naturally, without energy one cannot work both physically and mentally. Moreover if you will not take adequate amount of carbohydrates then fatigue will kick into your life. Your daily diet must contain 50-60 percent of carbohydrates.

Mineral Salts: Minerals are necessary for the right functioning of the body. Daily consumption of minerals is necessary because our body cannot produce minerals itself.

Proteins: Proteins play an important role because protein rich diet enables the body to perform regular functions. Right amount of proteins in our body helps to fight against several infections.

Fats: It’s a big misconception among peeps that fats are unhealthy. Factually, fats are very necessary for our body just like other components. In addition to, fats protect our life-sustaining organs (liver, kidney as well as heart).

Vitamins: Deficiency of any vitamin can upset your better health conditions. Fruits, green vegetables, milk, grains, oats, wheat, vegetable oils are the main sources of vitamins. In your daily diet you must add the right amount of fruits, vegetables, milk, eggs to live a healthy life.

Fiber: Constipation is one of the common complaints about all of us. Fiber provides that nutrient which helps to prevent our body from constipation. Beet-root, carrots, cucumber are rich in fiber.

Water: Water is the main necessity of human life as well as the human body. Without water we cannot digest our food. Dull skin, joint pains and several other ills are the outcome of inappropriate consumption of water. So you must consume 8-10 glass of water daily.

Balanced Diet is eating the right food at the right time and in right quantity. “Health is Wealth”, and you do not need any locker to keep it safe but it needs a regular routine with the right eating habits. Balanced diet is a bonus to live a healthy lifestyle.

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How To Live A Healthy Lifestyle And Enjoy Life

Living a healthy life style naturally calls for a healthy body, free from disease and illnesses. It also means that you enjoy a positive outlook about your life, the people in it, and the world.

A healthy lifestyle is one full of energy, without constant stress about aches and pains, and what tomorrow will bring. It’s about living in a healthy body, and enjoying the world around you.

Living a healthy lifestyle is built on these foundational steps:

Staying healthy calls for a healthy diet

A diet rich in fresh, whole foods is essential in a healthy lifestyle. When available, always choose foods found in its natural state. Fruits and vegetables have high vitamin and mineral content. Whole grains like quinoa and whole wheat bread should be consumed instead of less nutritious white varieties.

Vegetables need to make up 50-60% of your total intake of food each and every day. The more vegetables you eat, the less sugar and white flour you will crave and your immune system will help you fight off illness and give you all the energy you need.

Drink plenty of water. The old suggestion of 8 glasses as day is still what you need to keep every cell in your body healthy.

Exercise keeps your heart healthy and your body agile.

Just 30 minutes a day of movement can benefit your health by improving joint stability, increase your range of movement and flexibility, help prevent osteoporosis and fractures and improve your mood while reducing symptoms of anxiety and depression.

Exercise doesn’t necessarily mean joining a gym. It can be simple things like turning off the TV for an hour and playing outdoors with your kids or taking your dog for a walk.

If you already exercise regular, add an extra lap in the pool, walk an extra turn around the block, do one more set of reps before quitting. Small increases can make a big difference.

Chores like shoveling snow, gardening, raking leaves or vacuuming and sweeping the floor are all considered a form of exercise.

Emotional Health makes all the pieces come together

Your emotional health plays a big part in a healthy lifestyle. Tune into your body to learn what causes you stress. Have a healthy social life by avoiding negative people and situations. Relaxation and meditation help release negative emotions. Listen to soothing music, meditate, breathe deep to help reduce stress.

A healthy lifestyle makes life full and large

In addition to an overall good feeling, a healthy lifestyle has many benefits. A healthy lifestyle makes life worth something to you. When you’re living conscious of your diet, sleep, exercise, and the other people you share the world with, life will take on a new and profound meaning.

A naturally healthy lifestyle can lead to a longer more productive life. You’ll feel less pain, ward off diseases and have energy like you did when you were young.

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Health Care Problems Help Online

The U.S. Health Care system is in serious crisis and everyone seems to have the answers. Unfortunately, just as with any health care problem the issue takes more than guess work to resolve and like any illness or injury it requires a careful diagnosis of the problem to come up with reasonable, viable solutions.

For those interested in information regarding the health care system, there is an excellent website to assist you. It is like a on line think tank, where anyone can gather information before putting together their formulated proposal about revisions they feel is the best solutions.

Health Care Problems is the website that most anyone wanting to participate in the decision process and provide their suggestions to possible solutions for the health care crisis. A couple of ways this can be do is first, tell your story or experience you may have had with in the current state of the health care system. It will be necessary to reveal what state you live in as well as your occupation. Your shared information is information for others to factor in to formulating their own solutions for the current crisis. Even very similar stories are not at all similar because of all the different factors involved, making the solution and outcome different, but necessary to formulate different solutions that could be implemented across a wide spectrum of the system to get some good ideas for solutions and results.

Even if you don’t have a health care horror story to share you should still check out this website because it can be helpful to learn the issues that exist in the health care system and to gain better understanding of the things that we can do to create solutions. The more information you can gather the more valid your suggestions for change will be. You can read through this website to gather research information and also to use this site for further writing about the topic, be sure to read the Terms of Use agreement before doing so however.

Overall there is much information and knowledge to be gained about this subject and while it is important to come up with creative solutions doing so based on factual information as opposed to suppositions makes your solutions more valid and relevant. Take the time to check out Health Care Problems dot org and find out what other Americans are saying and experiencing around the country. Doing so will make you not only a more informed consumer but just may help you to come to some realizations about the U.S. Health Care System.

Anyone needs the best health insurance that they can pay for. Decent Family health insurance is incredibly important.

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Healthy Lifestyle For A Healthy Life

Maintaining a healthy lifestyle involves determination and devotion with an optimistic concept about our life. All we have to do is follow a few simple steps that will improve our health. This should focus on physical, mental, and social well-being. Many factors around us contribute to a healthy lifestyle. Learning to live a healthier lifestyle is simple when we focus on modifying one thing at a time. Small changes can make a big difference in our life.

A balanced diet is essential to lead a healthy lifestyle. Include more fruits and vegetables in the daily diet. Stay away from processed food and junk food. Eat organic fruits and vegetables. Do not prefer a high calorie diet. Talk to a doctor or dietitian for personalized dietary advice that takes into account your health status. Drink at least eight glasses of water a day. Supplying enough water to our body is one of the ultimate efforts for a healthier and happier living.

Exercise at least 30 minutes a day to improve the mental and physical strength. Even modest weight loss can help reduce medical risks. Experimental studies show that regular physical exercises can significantly improve mental health. Cardiac workouts will strengthen the heart and lungs. It involves activities such as swimming, aerobics, walking, and running. Exercise does not essentially indicate joining a gymnasium or club. Even simple activities like everyday job, gardening, and walking can make a difference.

Emotional health plays a big role in a healthy lifestyle. Remember that happy people live longer. Stress can affect our mental and psychological stability by creating an imbalance. Have a positive attitude towards life. Yoga and meditation will help release stress and negative thoughts. Spend some time and energy to improve the quality of your life and living. Avoid unhealthy practices and focus on factors that influence the physical and mental health. Give importance to good and healthy relationships. It will make this world a better place to live.

A healthy lifestyle can increase a person’s longevity. Correct body mass index, balanced diet, and proper fitness plans can make dramatic improvements in your health. Enjoying the life needs a personal effort and motivation. Making enjoyable leisure activities a part of the daily schedule will bring happiness and joy. Everyday living is about keeping the equilibrium of our mind and body. Learning to live a healthier lifestyle is easy when you focus on one small thing at a time.

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